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Apart from supporting commercial lenders in expanding channels for capital replenishment by issuing common shares, preferred shares, perpetual bonds and tier-2 capital bonds, it also encouraged local governments to help small and medium-sized banks replenish capital by raising funds in various ways.

Anupat then contacted Junyar Pabu, the director of the college, who explained the project and encouraged him to pursue his dream.

App-based online courses offered in South Korea

Another reason for eating alone is time - or the lack of it. Commuters, strapped for time, grab breakfast on the go at food outlets near subway and bus stations. And more people are having their lunch delivered from one of the many food delivery firms and choosing to eat it at their desks.

Ant Financial CEO Jing Xiandong said the company serves over 650 million people on a daily basis and its vast reach has evolved over the years.